Zidisha is a revolutionary nonprofit that lets ordinary web users make microloans to economically marginalized entrepreneurs around the world. The loans allow the individuals to start small businesses to provide higher income for their families, and once repaid the loan funds are returned to lenders who may in turn fund new individuals of their choice. What makes Zidisha unique is that there are no intermediaries. The borrowers themselves post their loan applications and communicate directly with lenders as their business investments grow. Linking entrepreneurs directly with the international peer-to-peer lending market gives them the chance to source business growth capital far more easily and affordably than was previously possible in many developing countries.
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